Feb 25, 2011 Merrill Lynch Benefits OnLine - Transaction Confirmation REF: Rb8Qo9ezScfwpafjkpvE Bank of America Phishing Scam, Email Scam Spoof Merrill provides products and services to various employers, their employees and other individuals. In connection with providing these products and services, and at the request of the employer, Merrill makes available websites on the internet, mobile device applications, and written materials, including brochures, in order to provide you with information regarding your plan. Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”).